When one has not slept on a bare floor, they say one cannot appreciate the value of a mattress. This means that in the earlier bed versions which required mattresses and even box beds, it would be difficult to lie on one without a mattress. Experienced on sleeping on a bare floor, one would rather have a mattress first then a bed than vice versa. It goes therefore that when you need a good mattress, you must be prepared to part with a good amount of cash. On the other hand, it is not always when cash is available but this does not mean that you go sleeping on a bare floor lest you contact pneumonia. This is because there is now buy now pay later mattress credit plans which enable you to have comfort though on credit. Leading catalogues in the UK will have good buy now pay later mattress deals in their bedroom furniture or accessories line. These catalogues are as Woolworths, Very, IsMe, K & Co among others. It is important that you identify the right mattress and this can be done by achieved by visiting the online stores which will provide detailed information on individual items. Online shopping saves up your time and makes shopping fun. It is therefore imperative that you compare on the prices and interest rates (terms and conditions) before making a final decision because this could help you in saving the much needed money. Buy now pay later mattresses plans also have an advantage in that you get the mattress without having paid for it and in addition get an interest free holiday where your payments are spread out. This period could be six months, nine months, 12 months or even more depending on what you agree with the sales person and your personal evaluation on capacity to pay.